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Additionally, customers for this kind of plan can have serious legal or criminal backgrounds. It is essential to note that different providers supply a series of problem ages on their guaranteed problem policies as low as age 40 or as high as age 80 - final expense insurance no medical questions. Some will additionally supply higher face values, approximately $40,000, and others will permit much better survivor benefit problems by boosting the rate of interest price with the return of costs or decreasing the number of years till a complete survivor benefit is available